Auto Accident & Underinsured Motorist Case – Chicago, IL – Lipkin & Higgins

How Does an Underinsured Motorist Impact this Chicago Police Officer's Auto Accident Lawsuit?

Underinsured motorists are traveling the same Chicago roads and Illinois highways as you are on a daily basis. Getting into an auto accident with an underinsured driver is a concern many IL residents share. The lawyers at Lipkin & Higgins have worked with hundreds of clients across the state of Illinois; here we have put together the case results of a Chicago police officer who was struck by an underinsured motorist.

The auto accident attorneys of Lipkin & Higgins represented a 30 year-old City of Chicago police officer who was proceeding to an emergency with his sirens on and lights flashing when he drove through a red light and was broad sided by another vehicle. Our client suffered a herniated disc in his back that eventually required surgery.

The vehicle that struck our client only had $20,000 in insurance. Lipkin & Higgins first settled with the insurance company for the driver that struck our client for its full $20,000 insurance coverage limit, then we went after our client’s own insurance carrier for the full policy limit available under the “underinsured motorist coverage” of his policy.

Successful Resolution: $120,000

After proving that our client's injuries had a value in excess of $100,000 (which the defendant's insurance company vigorously contested) we were finally able to settle just before arbitration for the full $100,000.00 coverage limits available from both insurance policies combined.

The results-driven, client-focused team of personal injury attorneys at Lipkin & Higgins are available to assist you if you’ve been involved in an auto accident with a motorist who is underinsured throughout the state of Illinois. Let our team of Chicago-based personal injury attorneys handle your case.